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The "NR" is not an indication of financial strength or weakness.

Before you buy your new car, you should figure out your debt-to-income ratio.A credit union's ability to earn money has an effect on its long-term survivability.Earnings may be retained by the credit union, giving a boost to its capital cushion, or be used to deal with problematic loans, potentially making the credit union more resilient in tough times.One sign that the credit union is beating its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.Bankrate.com's Safe & Sound Ratings provide a star rating system to evaluate the current financial status of financial institutions.

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